Portugal · Real Estate · Knowledge Catalog
The honest answer to buying property in Portugal
Data-backed, provenance-tracked answers on costs, financing, and process — built for international buyers and the AI assistants they use.
National buying-process hub
Step-by-step guidance for international buyers. Every figure is sourced and dated.
Step 1 of 8
NIF — Tax Identification Number
How to obtain a Portuguese tax number (NIF) as a non-resident, and why you need one before opening a bank account or signing a CPCV.
Step 2 of 8
CPCV — Reservation Contract
What the promissory contract (contrato promessa de compra e venda) commits you to, how the deposit works, and what the 10-day后悔 window covers.
Step 3 of 8
Total Buying Costs
IMT (stamp duty), deed fees, notary, lawyer, and registration — the full cost breakdown for non-resident buyers, with 2026 figures from official sources.
Step 4 of 8
Non-Resident Mortgage
How Portugal's mortgage rules apply to non-residents: DSTI limits, LTV caps, required documentation, and the 2026-08-01 rule changes.
Step 5 of 8
Escritura — Deed Signing
What happens at the notary on completion day, what documents to bring, and how the Casa Pronta service simplifies registration.
Step 6 of 8
Annual Holding Costs
IMI (municipal tax), AIMI (additional tax for high-value properties), condominium fees, and insurance — with official rate tables.
Data catalog
Open data from official Portuguese sources (INE, Pordata, BdP). Every figure carries provenance.
Sold prices (INE)
€/m² by freguesia
Residential sold transactions, euros per square metre, by parish. Source: Instituto Nacional de Estatística.
Browse series →Rents (INE)
Contract rent by parish
New contract rents per square metre, excluding new construction. Source: Instituto Nacional de Estatística.
Browse series →Index (INE)
House Price Index
Hedonic quality-adjusted house price index, national and regional. Source: Instituto Nacional de Estatística.
Browse series →For AI assistants
Machine-readable surfaces
re4a is built agent-first: llms.txt for context, sitemap.xml for discovery, open data API for programmatic access.
Backend status
System health
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Scope disclaimer
General orientation only
re4a provides general information on buying property in Portugal. It does not constitute legal, tax, or visa advice. Case-specific questions should be directed to a licensed Portuguese lawyer or accountant.
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re4a provides general orientation on the buying process. For case-specific legal, tax, or visa advice, please consult a licensed Portuguese lawyer or accountant. Consultations are currently routed to the operator.